Do moms give up too much?

Posted by Guest Blogger - Karen Bridson on June 13th, 2009 at 12:00 pm

I worked from home part-time for the first six years of my son’s life.karen26 Do moms give up too much?
I was very lucky in many ways to have this option as it meant I didn’t miss a single step, a tooth, a word. I was there for everything. But all the while, I have to say I felt a level of anxiety about the fact that I wasn’t paying into a pension, my income was a mere fraction of my husband’s and I was acutely aware of my financial dependence on him.
When I started working full-time outside of the home a year ago, I felt a huge sense of relief. I’m now making enough money to support myself and my son if I ever needed to, I’m paying into a pension and I feel like I’m a whole lot safer financially.
That is not to say that my husband has ever made me feel like I had to worry. It’s just that being in that situation made me feel very vulnerable and I didn’t like it. I feel stronger, safe and more empowered now. And as it turns out, I have every right to feel that way. According to former New York Times economics reporter Ann Crittenden, in her book The Price of Motherhood, women lose up to $1 million over a lifetime in lost income, pensions, savings and so on, by making the decision to stay at home with their kids, to work part-time, work lower-paying/more flexible jobs, and so forth.
That’s a pretty significant sacrifice we’re making for our families. While I think most of us feel it’s well worth it, we can’t ignore the fact that motherhood is the single greatest risk factor for poverty in old age. Many women are a divorce away from real financial trouble.
The courts, our partners, and society in general needs to recognize this sacrifice and look for ways to offset it. At the very least, we as mothers need to go into our decisions knowing the risks.
How about you? Have you made financial sacrifices to accommodate your family? Did you feel vulnerable too?

Karen Bridson is a journalist, TV producer and author of Stunned: The New Generation of Women Having Babies, Getting Angry and Creating a Mothers’ Movement (HCI, 2009). She blogs at http://angrymamas.blogspot.com. She also produces a parenting show for Canadian Public Television.

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28 Comments

[...] Guest Blogger Karen Bridson (Hi Karen!) asked the age-old question “Do moms give up too much?” [...]

Finish Line - Birth Films, Hunting and The French | Strollerderby commented on Jun 13 09 at 4:40 pm

I am currently working part time from home and have been for the past two years, staying home with my two-year old daughter. I plan to do so until she is about five, then see about going back to a full-time job outside the home or ramping up my home business. I earn a little less than half my salary at the time I left. I would not trade my situation for any other (except perhaps winning the lotto or being independently wealthy). I don’t feel insecure because I know my husband and I are not getting divorced. He’d have to do something totally heinous for me to leave him (pedophile, rape, something like that) and I know he won’t leave me. BUT, if he did, I know I could make it work. Then, I probably would go back to work full time and put my little one in child care. The *chance* that something bad *might* happen later isn’t a reason to live your life in a way that is out of line with what your values are now. I deeply value staying home with my child before she is school age and would never put her in day care unless we truly were in serious financial trouble and I needed to work just to keep the house or put food on the table. My husband and I saved for a few years to prepare for me not to work at all for the first three years of our kid’s life, and we are having only one child. The fact that I managed the part-time consulting gig allows us to extend the period I am staying at home. I am not worried about retirement because I saw almost half of my 401K crash anyway, and I have no false hopes about retiring at a young age anyway. I *do* however put 10% of my earnings into an IRA. I’m smart and savvy and know that whatever life deals me, I will somehow pull through. But, you have to plan to the extent that you can, be wise, not frivolous, and live your values. I know the *risks* of ramping down career-wise for a few years, but I’d argue that this was not even on people’s radar screen thirty or forty years ago, like when our mom was raising us.

I don’t expect anything from “the courts…[or] society in general” in the way of “offsetting” my personal choices. Yes, there should be compassion and safety nets for those unfortunate women who marry assholes that leave them broke with kids, but this is not the norm and we need to do more to support families as a whole. When did it become necessary for both adult partners in a family to work full time just to manage an average, middle-class life? That’s what we should be wondering and be mad about. In his book, Crunched, Jared Bernstein talks about how this happened. I don’t know the “solution” but me being scared into working full time and dumping my young child off in daycare 10-12 hours a day is not the answer.

GP commented on Jun 13 09 at 1:52 pm

I’m delight to dump my child off in daycare as I don’t really care about her and I would rather sit in a cubicle alone all day.

I’d do it even if they didn’t pay me. I’m also pretty sure my husband will leave me one day. That’s why I take the paycheque.

Troll food... commented on Jun 13 09 at 2:21 pm

Sorry, my post was way too long. Lazy Saturday, got carried away. I know most modern women don’t get the way I think, so why do I waste my time.

I am just mad about different things than you…I am mad that there aren’t more moms of toddlers at home during the day with whom I can socialize. I am mad that people who think they can go out and live the high life while people like my husband and I drive 13 year old cars and buy houses 1/2 the cost of what we’d be approved for then think that they should be subsidized when they have one (or more!) children. I am mad that so many women think it is beneath them to spend their time caring for their own small children, such that they would rather pay someone $7 an hour to do it while they do something “more important”…and claim that it is not intellectually stimulating enough for them to care for their own small children, implying that they are above those who find it stimulating. Bah. Why do I even bother.

I’m not really even that mad because I am quite happy in my life except that I would like to find some like-minded women. I suppose this is not the right place, though. Sigh.

GP commented on Jun 13 09 at 8:39 pm

Wow, GP, I totally agree with you. The truth is, I will probably be sort of screwed if my husband were to leave me or to die or become severly disabled. (Well, within reason. I have an M.A. from a top-notch school and my husband is convinced that I could earn more than he is right now if I were to try to find a job. But that’s beside my point right now.) I don’t work AT ALL right now, and haven’t since getting my degree. We have 2 kids, with one on the way. To us, it is far, far more important that one of us, in this case, me, raise our children ourselves. We want our own values, not anyone else’s, instilled in our kids on a daily basis. To this end, we rent, we don’t own a car, we have no credit card debt: we live as simply as we can without actually being deprived. I’ve thought before that, “Yup, I’ll be in trouble if anything happens to my husband.” But the truth is that probably nothing will happen to him, and if, God forbid, it does, our family would be able to help me while I transition to single motherhood (also, that’s why we pay for life insurance!). Like GP said above, I’m not going to live my life in fear of what *might* happen, and I think that it’s only the government’s job to a certain extent to provide a safety net (health insurance is my “big issue”) when misfortune happens. I guess I’m “mad” about the same things GP is, though I’d probably just say that I’m more resigned to the fact that most people have different values than my family apparently does. I guess the thing that I’m most “mad” about is in GP’s question: “When did it become necessary for both adult partners in a family to work full time just to manage an average, middle-class life?” This, to me, is really aggravating. I guess maybe I am “mad” at other moms (and dads!) for setting the standard of “average” so ridiculously high these days.

ChiLaura commented on Jun 13 09 at 9:28 pm

There’s nothing wrong with staying at home, and no one is suggesting that life should be lived completely based on what might happen, but please don’t pretend to know what other people’s values are. I know too many women who have ended up struggling to keep their families afloat after losing a spouse through divorce or death. It’s wonderful that you both have careers that are flexible enough to allow you to take multiple years off and return to full time work when you’re ready, but most don’t, and many families are struggling just to make ends meet with both parents working.

I’m really tired of women sniping at each other over these issues. Every single one of us is making the best choices we can for our families.

Courtney commented on Jun 13 09 at 11:25 pm

By the way, I’m also currently a SAHM, and I do worry about how I would be able to support my children if something were to happen to my husband. I know I would probably be able to make it work with the support of friends and family, and the worry hasn’t changed my mind about staying home, but it is a real fear, and not something that should be so lightly dismissed.

Courtney commented on Jun 13 09 at 11:29 pm

I never really think about how much money I’m “losing” by having my children and being with them full time. When I read that women lose up to a million dollars over a lifetime, it just doesn’t affect me. I don’t care if it’s 10 million, because I wouldn’t have chosen not to have children for any amount of money. We are struggling financially, but that wouldn’t change much if I had to put them both in day care around here. I will be going back to full time work when my kids are in school, and I’m not really looking forward to that. I just like hanging out with them. I DO need more adult interaction, but I’m starting to get that again socially.

Manjari commented on Jun 14 09 at 8:49 am

I am happy to read some comments that don’t make me feel like a throwback or outsider! Where are you moms located?

I guess I am beginning to think that feminism played a role in ruining things for families, actually, by de-valuing those things that are more intrinsically female and forcing women to be more like men in the name of equality, instead of fighting for recognition of the importance of women’s “natural” contributions to society. We can’t do it all and do it right. And I cannot support government programs that would have babies and young children in daycare when I really believe they need to be with a parent at this age. I could support economic policies that would make it easier for families to get by on one adult salary…and encourage people to do this.

GP commented on Jun 14 09 at 11:27 am

GP, I partly agree with you. I do think it’s a shame that women’s traditional contributions to society are undervalued, whether there is a dad or a mom at home doing those things. I think it’s fine if both parents, work, or if one does (no matter which one). What bothers me is when people like my uncle ask me, “What do you DO all day?” Some people who are very career-minded just don’t understand that anyone can feel fulfilled with other things in life. The truth is, if I hadn’t had my kids, I still wouldn’t be that focused on my career. I loved my job, and it was very rewarding. Still, it was always the evenings and weekends with friends and family that felt like “real life” to me. Now that I’m a mom, that feeling is even stronger.

Manjari commented on Jun 14 09 at 12:42 pm

What I meant was “I think it’s fine if both parents work,…” My comma mistake makes it seem unclear.

Manjari commented on Jun 14 09 at 1:39 pm

GP, for all your complaints of people judging you, you go and write things like this: “nstead of fighting for recognition of the importance of women’s “natural” contributions to society.” Don’t tell other women what is or is not natural for them. It’s natural for me to have the baby, sure, but it’s not natural for me to take on the chief parenting role if my partner is more suited for it. Who are you to decide what is or is not “natural” for women?

As for staying home so the child will have your values, it’s not a zero sum game. Believe it or not, we found an excellent preschool that shares and promotes our values! Imagine that. The only value you can absolutely pass on by staying home is the notion that it’s women’s job to stay home. And that is not a value I want my child to learn.

Finally, right now I work part time and stay home part time while I look for a full time job in my incredibly competitive field. Having a direct comparison, I can say without a doubt that it is absolutely less intellectually fulfilling FOR ME to stay home. I love my child, I don’t regret a minute with him, we have a lot of fun, but it’s not higher level thinking. I’m not doing advanced problem solving when I keep a two year old active and stimulated. I don’t need to do any analysis or theoretical examinations when I read him Harold and the Purple Crayon. If it’s enough for you, super, but don’t tell me I’m “unnatural” for needing more.

ann05 commented on Jun 14 09 at 2:12 pm

GP, I wouldn’t socialize with you if I lived your neighborhood.

I don’t make friends with women who insult other women. Certainly I wouldn’t want you anywhere near my child. Maybe other SAHMs in your neighborhood feel the same way.

Anon commented on Jun 14 09 at 2:42 pm

I have no complaints of people judging me. Frankly, I don’t care what people on this board or elsewhere think of me. And to Anon, I probably wouldn’t socialize with you either, as I chose not to socialize with some SAHMS who are fat, boring and complain about their kids and husbands all day. I keep resolving to not comment and not read these crazy blogs, but I am somehow drawn in. Lack of strength on my part, I guess. Peace. Out.

GP commented on Jun 14 09 at 3:01 pm

ann05, I see your point about the judging, but aren’t you doing that too? Your post is mean to parents who do raise kids full time. When I go back to work, I will be teaching young children. That’s very similar to what I’m doing now, but you must not have much respect for either people like me or the preschool teachers that share your values, because what we do is not advanced enough in your view. Different things work for different people, why can’t we ever leave it at that?

Manjari commented on Jun 14 09 at 3:09 pm

You “wouldn’t socialize with SAHMs who are fat”? What if they were nice? What if they were great moms, great friends, great partners and members of society? Size 16 jeans would keep ‘em out of your friends circle?

Wow, GP. You are a strange jellyroll of a commenter, bitterness and radical judgment rolled up in a pastry of ostensible nonjudgment. You care very much what other women think of your parenting choices. You wouldn’t get on every thread and sling nasty bombs if you didn’t.

Laura commented on Jun 14 09 at 4:03 pm

I think it should be ok for women to admit they LIKE their jobs and are eager to go back to them. For some women that will be true. Other women have different reasons for working. I think many here are putting themselves up on pedestals of frugality and sacrifice. Most working mothers I know are driving around in older cars and have modest homes. (Several have no car.) The more successful ones have more luxurious lifestyles. But that is true also with the SAHMs I know whose partners earn more. Their cars are nicer and their homes are larger etc… And yes, I think this posting makes a good point. In this economy it can be a scary thing to be a one income household.

I don’t see why one woman staying home means another is not doing a good job of being a mother by going back to work. They aren’t mutually exclusive since people vary in talents and personality.

GP, I don’t know if I’m fat or boring. I guess everyone worries they are. But I would never complain about my partner with the neighbors. Actually, I think my relationship is pretty great and I don’t see the point in complaining. Most of the time, when I’m frustrated by my partner, I speak up.

And while I can understand that people wouldn’t want a boring friend, what does my weight have to do with anything? I don’t need my friends to meet any pre-set standards. It’s the totality of who they are that matters.

I think all my friends are beautiful even if they might not be gracing the covers of Cookie or Vogue any time soon.

Anon commented on Jun 14 09 at 4:33 pm

We don’t have children, so I can’t answer this question as a mother. However, as someone who just spent the last two years taking care of a partially-disabled spouse while freelancing for the flexibility it allowed during a time period dominated by medical appointments and surgical recovery, let me say two things:

1. Your spouse can be disabled or killed in an instant. Sure, it probably won’t happen - but never, ever allow yourself to forget that it *can*.

2. I cannot overstate how eager I am to get back to fulltime PAID work after this brief foray into Susie Homemaker/Caretaker World. I am all for someone doing the fulltime unpaid home-based work if that’s where they find fulfillment and what works best for their family (and that goes for Dads as well as Moms). But I’m about to lose my mind without the social, intellectual, and economic boosts that a good job provides me, so I have no reason to believe I would be a quality SAHM if I’d spent the last 2 years out of the workforce for that reason. Not working for pay makes me anxious, irritable, and generally unhappy. Hopefully I will snuff it before I’m forced to retire, or I will be one seriously crabby old lady in my dotage.

Lula commented on Jun 14 09 at 5:15 pm

apologies for the fat remark…it’s clear I find these exchanges highly frustrating, so best I just keep away…

GP commented on Jun 14 09 at 6:45 pm

I think there is some grey area here too. I work full-time, but have definitely scaled back. I’m not on a fast-track to becoming a CEO. I work for a small, education non-profit that allows me to work from 6:30am-2:30pm, so I still have plenty of daylight hours with my family. I cook dinner, run errands, shuttle to doctor’s appointments, go to the playground, and do all the other stuff my SAHM friends do. In addition to family being at the top of my value priority list, the financial security of my family is also at the top of that list. I don’t work so that we can take vacations to Bora Bora (we’ll be lucky to go to Virginia Beach for a weekend this summer). And I certainly don’t consider my work to be more important than being a parent…my family does come first. It’s ok for us to have different values. I haven’t met one SAHM or working mom who doesn’t value their children and families.

MomofBeans commented on Jun 15 09 at 8:33 am

Manjari, I didn’t see where ann05 was in any way denigrating what SAHMs do. Can you please explain a little more where your feeling on that comes from? I am curious, not snarking at you.

Ann05 basically stated my position exactly regarding working instead of staying home with my kids. I’m the breadwinner since my husband was laid off, so it’s no longer an option for me, but it used to be, and I prefer to work. I love my job, and while I also love my kids, I need that professional part of me to feel like a complete person. I worked very hard to be the professional I am, and it’s a huge part of my identity that I don’t want to sacrifice. I realize that some may interpret this as selfish of me; I’ve been called that before. But I know of myself (by the virtue of my extended maternity leave, which I am on right now) that I am a better mom, a more patient and kind and inventive mom, when I can go to work every day. But I DO NOT look down on SAHMs!! I have never and will never ask “what do you do all day?” because I know! Taking care of my kids full time would drive me batty, and I have nothing but the greatest respect for those who can, for those who love it and are good at it. I am not, so my hat’s off to you! Does that mean I shouldn’t have had children? That’s been said to me before as well. But my partner is an AWESOME SAHD, much to both of our surprise. He’s great with the kids and genuinely adores being with them all the time. Should we still not have had children, even though I can be fulfilled as a working mom and he can be fulfilled as a SAHD?

patricia commented on Jun 15 09 at 9:07 am

BTW, Babble, your new comment form is awful. I hate only being able to see two lines at a time of my comment, and we apparently can’t put in any paragraph breaks.

patricia commented on Jun 15 09 at 9:10 am

GP, I appreciate your commentary, and find it thought-provoking. I appreciate that you say you don’t expect any offset - but I’m curious, would you object to it if there were one? I am one of those women who does like to work full-time, in the interests of full disclosure - but I believe that our society does undervalue raising children and parenting. Whether one is a parent or is childfree (like my sister), we are all invested in raising an educated, compassionate, responsible next generation (or a few generations, actually). So women who choose to have families, and those who choose - or are pushed - to stay home and parent should not be penalized by the workplace, by our outdated healthcare system. They should be supported in a venture that our society depends on. So I say, yes, parents should get help from all of us - those who are parents and who are not - because raising children well is the single most imporatant thing we can do for the future of our country and our world.

leahsmom commented on Jun 15 09 at 9:49 am

I support healthcare for all, NOT tied to employment. That’s about it. I don’t support subsidized childcare.

GP commented on Jun 15 09 at 12:04 pm

GP: I also appreciate your commentary, and I am a little saddened that your sarcasm seems to be lost on others - lol! I actually agree with you about the backlash (in a sense) that feminism has created. Although I believe that the feminist movement has been invaluable in advancing women’s rights, and will continue to be so, it does seem as though it has created a bit of a reverse effect when it comes to women who choose a more “traditional” role. Tremendous progress has been made for women in the workplace, but little has been done to support and nurture women who choose to stay home with their children (i.e., no easy access to affordable healthcare, family leave is still much too short and unpaid in most states, SAHM’s contributions to society still largely ignored, etc.). Although lip-service is paid in the form of moral support, real, legislative progress is slow to the point of being almost non-existent. I find that sad and frustrating. Although there will always be women who find their work life rewarding, there will also be those who would find it more fulfilling to stay home with their kids…if only they could afford to in a society where two incomes are almost always needed just to maintain a basic standard of living. ALL moms should be supported, whatever their choices may be on how to balance work and home.

puasamanda commented on Jun 15 09 at 1:03 pm

And to Babble: I am agreement with patricia…the new way comments are handled is tiresome!

puasamanda commented on Jun 15 09 at 1:04 pm

I’m so sick of women and their whining! You got pregnant; you deal with your kids and the problems that come with them. WE ARE SICK TO DEATH of hearing how hard your lives are. We DO NOT want to pay for your kids’ healthcare or anything else – those of use without kids DON’T GIVE A DAMN about the next generation. Oh and another thing: I’m a woman. I’m slim, attractive, and make lots of money in my career and I HATE KIDS. Oh, and I do vacation all over the world, get the best clothes, and look amazing. You made your mommy choice – so SUCK IT UP and SHUT UP.

girl without brats commented on Jun 24 09 at 6:47 pm

Girl without brats: So just b/c you don’t have children you don’t care about the next generation? You better care darling, they are OUR future whether they are your kids or mine! They are the ones who will be running our country someday. They are our future leaders! Not caring about the next generations makes you look so ignorant.

Disgusted commented on Jun 25 09 at 8:47 pm

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